Global Claims Views

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Claims talent drain: applicants for job interview
Articles December 2022
Addressing the Claims Talent Drain
Ë¿¹ÏÊÓÆµAPP Singapore's Terence Leong shares three steps insurers can take to foster an engaged and motivated workforce. 

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Articles November 2022
Moving from Aging to Aged Populations in Asia
Insurers must redesign protection products to cater to the needs of people at every stage of life. The right steps now can provide security and greater peace of mind for elderly consumers as well as sustainable business growth for insurers. Read More
Skin cancer inspection
Articles October 2022
More Than Skin Deep: A Global Overview
Of the 19.3 million new cancer cases worldwide in 2020, more than 1.5 million were due to both benign and malignant skin cancers of which 324,000 were malignant melanomas. An estimated 57,000 people died in 2020 from the disease.1 Read More
Man clutching stomach, in pain
Articles October 2022
Claims Considerations for Pain Disorders: Common challenges and potential solutions
Pain-related conditions are complex to assess and manage. In this article, Belinda Thorpe, Head of Claims Africa and Middle East, Ë¿¹ÏÊÓÆµAPP South Africa, and Linda Hiemstra, Occupational Therapist, Back2Work, discuss four common challeng... Read More
Falsified death claims
Articles October 2022
10 Tips for Assessing Life Insurance Claim Fraud in Unfamiliar Jurisdictions

Marjorie Corvalan, Senior Counsel in Ë¿¹ÏÊÓÆµAPP’s Asian Pacific region, provides practical advice to help claims assessors detect fraudulent claims associated with falsified death.

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Lone worker working at computer terminal representing fraud risk
Articles August 2022
Insurance Fraud Trends: A Snapshot of Global Challenges
No market is free from insurance fraud, and its negative effects on both insurers and the policyholders they serve are universal. Ë¿¹ÏÊÓÆµAPP's Marilda Kotze explores. 
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Articles July 2022
6 Claims Best Practices for Life Insurance Fraud Prevention
If you work in life insurance claims long enough, you see every kind of scam – from false identities and account takeovers to unauthorized beneficiary changes and fake deaths. Ë¿¹ÏÊÓÆµAPP explores.  Read More
Articles June 2022
Five Areas of Medical Innovation in Critical Illness (CI)
No one is better at understanding critical illness (CI) than the physicians, actuaries, and analysts charged with defining it for critical illness policies. And, arguably, no job in insurance today is tougher. Explore five areas of rapid change are attracting the greate... Read More
Claims images collaged with COVID-19 images
Articles January 2022
Claims and COVID-19: Ë¿¹ÏÊÓÆµAPP Global Survey Sheds Light on Short-Term Challenges and Longer Lasting Risks
From July to September 2021, Ë¿¹ÏÊÓÆµAPP surveyed 61 major insurers around the world to find what 2020 COVID-19 claims experience may signal for the future. The results reveal a compelling story of swift industrywide adaptation, remarkable achievement – and continuing strain. F... Read More
Articles November 2021
Coverage over the Long-Haul: Managing Disability Claims for long COVID

To increase understanding of the ever-evolving condition that is known as “long COVID," Ë¿¹ÏÊÓÆµAPP has launched a  t...

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Preventative care with elderly masked man visiting hospital
Articles October 2021
Healthcare Ripple Effects of the COVID-19 Pandemic
The pandemic severely disrupted hospital services, particularly in the first half of 2020. As waiting lists for care have grown, Ë¿¹ÏÊÓÆµAPP's Anna Currie wonders about morbidity and mortality impacts. She draws on major research by the Institute for Public Policy Research (IPP... Read More
Talking bubbles in collaged illustration
Articles June 2021
Highlights from the U.S. Group Disability Claim Leaders Forum
More than a year after a pandemic transformed the world of work, how are group disability insurers responding?  At Ë¿¹ÏÊÓÆµAPP’s 27th annual Disability Claim Leaders Forum, representatives from major carriers shared intriguing insights. 

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Building blocks featuring family, health, and medical icons
Articles June 2021
Global Claims Views: When Insurance and Medicine Collide – The Impact of Medical Advances on Critical Illness Definitions

Aligning Critical Illness definitions with clinical diagnoses is not an easy task, and the speed of medical advances can lead to difficulties applying CI definitions at claims stage. Ë¿¹ÏÊÓÆµAPP's Marilda Kotze and Anne Casey explore some of the common challenges that this c...

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2020 dice
Articles February 2021
Global Claims Views: 20/20 Vision – Looking Back to Gain Future Insights into Claims

The pandemic forced insurers to adapt to rapid change; it also highlighted potential future opportunities. Ë¿¹ÏÊÓÆµAPP's Belinda Thorpe offers six lessons from the crisis that claims teams can learn – and act on – to succeed in the future. 

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Articles February 2021
Global Claims Views: After the Storm, Long-Term Health Consequences of COVID-19

Ë¿¹ÏÊÓÆµAPP's Marilda Kotze discusses the impairments most likely to result in a claim among COVID-19 survivors, as well as clinical presentation, functiona...

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Silhouette of dispairing woman
Articles December 2020
Global Claims Views: Suicide Prevention Initiatives Update

The coronavirus pandemic and resulting lockdown restrictions have had a corrosive effect on mental health around the world; insurers can be part of the solution, and in

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Fatigue with exhausted nurse
Articles September 2020
Global Claims Views: Claims Management Principles in the Evaluation of Disability for Post-COVID-19 Fatigue Claims

Reports are growing of COVID-19-related fatigue that lingers long after recovery. Ë¿¹ÏÊÓÆµAPP's Marilda Kotze shares a practical step-by-step guide to disability claims assessment for these complex cases, from the initial adjudication to ongoing management. Specialists and a...

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Asian woman, masked, displaying exhaustion
Articles August 2020
Global Claims Views: COVID-19/SARS-CoV-2 and the Impact on Disability - A Focus on Fatigue

Post-viral syndrome? While the long-term consequences of COVID-19 are yet to be determined, previously healthy individuals are reporting persistent and chronic fatigue after recovering from the virus. Dr. Paul Davis shares researchers' developing understanding of a w...

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