Hyperglobulinemia
Articles January 2022
Hyperglobulinemia and Risk Assessment: A Case Study
Ë¿¹ÏÊÓÆµAPP's Dr. Sheetal Salgaonkar, Vice President and Medical Director, Global Medical, Ë¿¹ÏÊÓÆµAPP India, offers a fascinating case study on serum protein tests and how they should be considered in risk assessment. Read More
Woman hiking with a companion
Articles January 2022
4 Key Considerations for Insurance-Linked Wellness Program Success

Insurance-linked wellness programs, which for years have shown more promise than sustainable results, now appear poised for widespread implementation and impact. In working with clients around the world, Ë¿¹ÏÊÓÆµAPP has developed wellness-related insights in four key areas&n...

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Closeup on Lens aperture to show vision
Articles January 2022
Goodbye, Hello: The Pandemic Lingers, but its Legacy of Transformation is Already Visible for Reinsurers

Is hindsight 2021? Ë¿¹ÏÊÓÆµAPP's Ron Herrmann shares lessons learned from a turbulent year and looks forward to a bright future.

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physician inputting information into laptop
Research and White Papers January 2022
The Power of Predictive Moments: How digital distribution of life insurance must evolve
When it comes to marketing life insurance, a new study from Ë¿¹ÏÊÓÆµAPP suggests timing may be everything. Ë¿¹ÏÊÓÆµAPP's behavioral science team conducted an experiment based on a neuroscience testing technique called Implicit Reaction Time to explore how best to predict when consumers... Read More
Publications January 2022
ReFlections Volume 55, January 2022
Read a case study on serum protein tests, explore climate change’s impact on health and more. 

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COVID-19 Rx Script
Articles December 2021
Low-Severity Prescription Medication Histories: Good for Risks?

Individuals who have only low-severity medications in their prescription histories may not necessarily be those with the least mortality risk. In On the Risk, Ë¿¹ÏÊÓÆµAPP's experts discuss the ways mortality risk of those with less robust histories and no high-sever...

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Strength test for the frail
Articles December 2021
Frailty: Implications and Risk Assessment for Underwriting
By the year 2060, almost 24% of the US population will be age 65 or older. Biomedical and public health advances have led to great increases in longevity and a shift in disease burden to multiple chronic diseases with aging. In On the Risk, Ë¿¹ÏÊÓÆµAPP's experts discus... Read More
Articles December 2021
Agents of Change: Seven Ways Bancassurers are Reimagining Life Insurance
Bancassurers are at a crossroads. Amid rapid evolution in customer expectations, business models and technology, banks and insurers must determine how best to take advantage of change. Ë¿¹ÏÊÓÆµAPP's Othmane Akesbi surveys the landscape and shares seven trends to watch. Read More
A woman is computing with symbols of regulation
Articles December 2021
IFRS 17, Economic Volatility, and Reinsurance

To prepare for the implementation of IFRS 17, Ë¿¹ÏÊÓÆµAPP has met with life and health insurers around the globe over the past several years. Ë¿¹ÏÊÓÆµAPP's Paul Sauvé shares common themes and insights Ë¿¹ÏÊÓÆµAPP has discovered in this process.

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Articles December 2021
Continuous Glucose Monitoring: Insurance Implications

Continuous glucose monitoring (CGM) allows for real-time measurement of blood glucose, and is a technology being used by an estimated 7 million individuals in the U.S. and growing. In On the Risk, Ë¿¹ÏÊÓÆµAPP's Drs. Dave Rengachary and Lauren Garfield explore t...

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Articles December 2021
One Underwriter’s Story, One Breakthrough COVID-19 Infection, and an Ongoing Conversation
A harrowing bout with a breakthrough case of COVID-19 causes Ë¿¹ÏÊÓÆµAPP's Jennifer Johnson to have a breakthrough of a different kind. She shares her wrenching personal experience, offers some lessons learned, and embarks on a conversation with Ë¿¹ÏÊÓÆµAPP's physicians about the parti... Read More
Articles December 2021
The Case for a Data and Analytics Ethics Framework in Insurance

Ë¿¹ÏÊÓÆµAPP has launched a Data and Analytics Ethical Framework, a set of enterprise-wide guiding principles for data utilization. Ë¿¹ÏÊÓÆµAPP's Doug Knowling  explains...

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Articles December 2021
The Promising Future of Insurance: The Role of Reinsurance, Data and Genomics, and the Asia Market
In , Greig Woodring, retired president and CEO of Ë¿¹ÏÊÓÆµAPP and the International Insurance Society’s 2021 Insurance Hall of Fame inductee, shares his unique... Read More
Research and White Papers December 2021
Cardiovascular Aging: Causes and Intervention

This article is the last in a three-part series, highlighting areas of research funded by the Longer Life Foundation (LLF), a not-for-profit organization that supports the study of scientific and public health factors predicting mortality, morbidity, longevity, ...

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Image of a gifts floating in a group
Articles November 2021
Giving the Gift of Protection: Five Ways to Transform Your Underwriting Strategy for 2022

Customers increasingly demand a seamless, non-intrusive, insurance purchasing experience. Multivariate technologies can empower life and health carriers to deliver. 

Curious? Ask AURA.

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Image of a digital shield superimposed over a laptop
Articles November 2021
Building Trust in a Digital World
The insurance industry is built on trust. The pandemic and its fallout, along with the emergence of a more digital society, threaten to erode that trust. Actuaries must continue to develop behaviours and tools that make instilling trust a primary focus moving forward. Read More
Opioid pill bottles
Videos November 2021
Opioid Addiction and Its Impact on Actuarial Science

Curious about Ë¿¹ÏÊÓÆµAPP's medical insights?  Contact us to learn m...

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Articles November 2021
Coverage over the Long-Haul: Managing Disability Claims for long COVID

To increase understanding of the ever-evolving condition that is known as “long COVID," Ë¿¹ÏÊÓÆµAPP has launched a  t...

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Shades of gray
Articles November 2021
Multiple Shades of Gray: Claims Management Challenges - Real or Imagined?

The Ë¿¹ÏÊÓÆµAPP India office was delighted to host over 380 clients at our two-day virtual RACE (Ë¿¹ÏÊÓÆµAPP Academy of Continued Education) webinar series. Conducted annually (but cancelled last year due to the pandemic), the event featured multiple in-depth presentations o...

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