Canada

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Innovative, attentive, and responsive – these three guiding principles are at the foundation of Ë¿¹ÏÊÓƵAPP’s success and have enabled Ë¿¹ÏÊÓƵAPP Life Reinsurance Company of Canada (Ë¿¹ÏÊÓƵAPP Canada) to become one of the leading life reinsurers in the nation. Ë¿¹ÏÊÓƵAPP Canada serves clients through offices in Toronto and ²Ñ´Ç²Ô³Ù°ùé²¹±ô.



Ë¿¹ÏÊÓƵAPP Canada helps our clients capitalize on opportunities by applying knowledge, ideas, and insights from our diversified business lines and global operations. As a Canadian life reinsurer, Ë¿¹ÏÊÓƵAPP is regulated by the federal Office of the Superintendent of Financial Institutions (OSFI). Ë¿¹ÏÊÓƵAPP is a market leader in Canada.

In 2023, Ë¿¹ÏÊÓƵAPP Canada strengthened its position as the reinsurer with the highest amount of in-force individual life insurance business in the market, ending the year with $494 billion in force. A proven growth strategy generated total 2023 revenues of $1.6 billion and produced $143 million in pre-tax operating income. Ë¿¹ÏÊÓƵAPP Canada also celebrated a historic underwriting milestone in 2023: more than 31 years after the first case was underwritten, Ë¿¹ÏÊÓƵAPP Canada reviewed its one-millionth facultative case in December 2023. This landmark event underscores Ë¿¹ÏÊÓƵAPP’s commitment to tailored risk assessment and client-centric service in the Canadian insurance market. For 14 of the last 15 surveys (including 2023), ceding companies in Canada have ranked Ë¿¹ÏÊÓƵAPP #1 on NMG Consulting’s All-Respondents Business Capability Index, reflecting our deep belief that when clients succeed, Ë¿¹ÏÊÓƵAPP succeeds together with them. We invite you to contact us to see how we can develop customized reinsurance solutions – whether to launch a new product on the market, increase the profitability of a current product, or improve the management of your risks and your capital through financial solutions.

Leadership

Dominic-Hains
Dominic Hains

President and Chief Executive Officer
Ë¿¹ÏÊÓƵAPP Canada

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Robert Mallette meets with colleagues in Toronto

Meet the Team

We invite you to contact us to see how we can develop for you customized reinsurance solutions – whether to launch a new product on the market, increase the profitability of a current product, or improve management of your risks and your capital through financial solutions.


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Locations

Ë¿¹ÏÊÓƵAPP Life Reinsurance Company of Canada | 
Ë¿¹ÏÊÓƵAPP Compagnie de réassurance-vie du Canada

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Toronto

77 King Street West, Suite 2300
Toronto, Ontario M5K 1H6
Canada
T 416.682.0000
F 416.777.9526
Toll-Free:  416.943.6770

77 rue King Ouest, bureau 2300
Toronto (Ontario) M5K 1H6
Canada
T 416.682.0000
F 416.777.9526
Sans frais:  416.943.6770

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²Ñ´Ç²Ô³Ù°ùé²¹±ô

1981 McGill College Avenue, 13th Floor
²Ñ´Ç²Ô³Ù°ùé²¹±ô, Québec H3A 3A8
Canada
T 514.985.5260
F 514.985.3066
Toll-Free:  416.943.6770

1981 McGill College Avenue, 13e étage
²Ñ´Ç²Ô³Ù°ùé²¹±ô (Québec) H3A 3A8
Canada
T 514.985.5260
F 514.985.3066
Sans frais:  416.943.6770

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S&P Global Ratings – AA- (Very Strong)
A.M. Best Company – A+ (Superior)

    Learn More about Ratings

    Ë¿¹ÏÊÓƵAPP Canada’s accomplished team of experts is here to help clients manage the forces reshaping risk in this complex, evolving market. Clients can look to Ë¿¹ÏÊÓƵAPP for solutions in:

    • Individual Life Reinsurance: Facultative and Automatic
    • Individual Living Benefits Reinsurance: Critical Illness and Disability
    • Longevity Reinsurance: Innovative risk transfer solutions to reduce exposure to life annuities and pension obligations
    • Group Life and Health Reinsurance: Flexible solutions for our clients’ evolving group life and health reinsurance needs
    • Underwriting Expertise: Access to market-leading underwriting and risk management experts, along with proprietary tools to help clients navigate an ever-changing world of risk
    • Product Development: Supporting our clients’ growth objectives through innovative concepts and expert support

    Evolving consumer behavior amid the dynamic insurance landscape demands innovative solutions. Innovations in underwriting, distribution, data analysis, technology, and structured solutions offer significant growth opportunities for our life and health reinsurance clients. 

    As part of Ë¿¹ÏÊÓƵAPP’s extensive global experience and advanced technical knowledge network, Ë¿¹ÏÊÓƵAPP Canada is well positioned to help clients develop and deliver customized, innovative solutions. Our team of risk specialists and solution innovators will partner with clients to find new approaches to address challenging issues throughout the insurance value chain. Recent achievements include:

    Ë¿¹ÏÊÓƵAPP partnered with TransUnion, a global risk and information provider, to launch TrueRisk® Life (TRL), a model that produces credit-based insurance scores for consumer evaluation and marketing to improve risk segment selection and persistency.

    Ë¿¹ÏÊÓƵAPP Canada completed the first longevity risk transfer in the nation and has since expanded its capabilities in this area, including a landmark 2015 transaction that brought together pension, insurance, and reinsurance entities to achieve a more efficient deployment of capital.

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    Disclosures


    LICAT Disclosure

    Human Resources


    Accessibility for Ontarians with Disabilities

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    Contact Us

    For Canadian data protection inquiries, please contact appointed Data Protection Officer for Ë¿¹ÏÊÓƵAPP Canada:

    Mai Khoi Lam
    Assistant Vice President and Chief Legal Counsel (Canada)
    Email – mlam@rgare.com
    Telephone – 514.985.5260

     

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    Explore Our Solution Finder

    Better manage your risk and capital. Ë¿¹ÏÊÓƵAPP is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. Ë¿¹ÏÊÓƵAPP is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus. 

    Explore Products and Services

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    Ë¿¹ÏÊÓƵAPP's Knowledge Center

    Visit our extensive collection of articles, white papers, and videos to explore fresh perspectives to risk assessment and risk transfer. 

    Learn More

     

    Our Experts Can Help

    Clients consistently rank Ë¿¹ÏÊÓƵAPP as the market leader in regional surveys. For the 13th consecutive year, Ë¿¹ÏÊÓƵAPP was rated #1 on NMG Consulting’s 2023 Global All Respondents Business Capability Index, based on feedback from insurance companies worldwide. Curious? Let's have a conversation. 

    Contact Us    

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    Solutions Around the Globe

    Multinational life and health insurers must grow in markets that are increasingly complex. Ë¿¹ÏÊÓƵAPP’s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

    Discover a World of Insight