Elena Tonkovski is Vice President and Senior Actuary, Insurance Risk, for Ë¿¹ÏÊÓƵAPP’s Global Risk Services Team. Elena leads Ë¿¹ÏÊÓƵAPP’s Insurance Risk Committee, which is responsible for monitoring insurance risks, mitigating tail events, and managing risk exposures. She also serves as Ë¿¹ÏÊÓƵAPP’s Global Mortality Lead Risk Owner and is involved in key initiatives to understand and respond to biometric risk trends by collaborating with cross-functional teams at Ë¿¹ÏÊÓƵAPP.
Prior to her current role, Elena produced analytics on individual life and longevity products to guide Ë¿¹ÏÊÓƵAPP’s global product strategy, and provided pricing best practices and advice to validate and complement the work of Ë¿¹ÏÊÓƵAPP’s regional and local offices. She led the Mortality Improvement Working Group at Ë¿¹ÏÊÓƵAPP and was previously responsible for Ë¿¹ÏÊÓƵAPP’s external retrocession program.
Prior to that, Elena held several pricing roles at Ë¿¹ÏÊÓƵAPP, including associate actuary for Ë¿¹ÏÊÓƵAPP’s Global Financial Solutions division and pricing actuary for Continental Europe and the Middle East. She also led Ë¿¹ÏÊÓƵAPP’s Global Actuarial Development program for several years.
Before joining Ë¿¹ÏÊÓƵAPP in 2008, Elena was an actuarial associate in the individual life area for a major life reinsurer in the Canadian market. Elena received her Bachelor of Arts (with honors) degree in mathematics for commerce from York University in Toronto, Canada. She has been a Fellow of the Canadian Institute of Actuaries (FCIA) since 2020 and Fellow of the Society of Actuaries (FSA) since 2008.