Test tubes and beakers
Articles December 2025
Evaluating Biometric Trend Drivers

A new Ë¿¹ÏÊÓÆµAPP white paper offers insights on how actuaries can update mortality improvement assumptions to reflect new drivers such as anti-obesity medications or improved cancer detection.

 

 

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Washington, DC, and the Capitol at night
Articles December 2025
Bipartisan FSOC Bill Would Safeguard Insurers from Federal Overreach

A new bill, HR 3682, would ensure state insurance commissioners remain involved in discussions about financial stability in the insurance sector and counteract a shift toward industry oversight by the US Federal Reserve.

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Exterior photo of Dubai
Articles December 2025
New Year to Showcase the Middle East as an Insurance Market on the Move

The Middle East insurance market is set for growth in 2026, fueled by regulatory expansion, digital innovation, and rising demand for private healthcare. With billions in new gross written premiums expected, insurers can look to modernize infrastructure, embrace AI, ...

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Woman putting a Swiss flag on a conference table stand next to EU flag
Articles December 2025
Ë¿¹ÏÊÓÆµAPP and Allianz Break New Ground in Asset-Intensive Reinsurance

Ë¿¹ÏÊÓÆµAPP’s recent deal with Allianz Suisse points to the growing role of asset-intensive reinsurance (known also as funded re or full-risk co-insurance) as an efficient and resilient tool for capital and risk management for insurers of all sizes across Continental Europe....

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Woman taking notes
Articles December 2025
Q&A with Luis Garcia: Inside Latin America’s growing group life market

The group life insurance market in Latin America is poised for growth, with technology advancements helping improve customization to meet the changing needs of an aging population. 

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Robotic hand using a computer mouse
Articles November 2025
GenAI in Insurance Update: Q4 2025

Following the launch of ChatGPT in November 2022, the past three years have seen rapid, dramatic changes in the realm of GenAI, leading to advanced capabilities and increased awareness surrounding accuracy and accountability.

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Weight scale and measuring tape
Articles November 2025
Reframing Obesity as a Treatable Condition
With obesity now a global epidemic, treating it as a medical condition represents a paradigm shift in healthcare. The emergence of anti-obesity therapies, combined with growing evidence of mortality and morbidity reductions from weight loss, signals a new era that requi... Read More
Open pill bottle with pills on table
Research and White Papers November 2025
A Turning Tide? How Insurers Can Navigate an Evolving Substance Use Crisis

A new SOA/Ë¿¹ÏÊÓÆµAPP study shows that after years of rising drug overdose deaths, preliminary 2024 data indicate a potential turning point, with the first sustained decline in more than two decades. The analysis also found that alcohol presents mortality impacts relevant to...

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Jackie Waas Quick Takes logo
Videos November 2025
Video: Inside Your Digital Underwriting Evidence Toolbox

An Ë¿¹ÏÊÓÆµAPP study demonstrates how choosing the right forms of digital underwriting evidence can significantly improve mortality outcomes in life insurance underwriting.

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GLP-1 shots with a red tape measure
Research and White Papers November 2025
Ë¿¹ÏÊÓÆµAPP GLP-1 Study: Weighing the Evidence

A new Ë¿¹ÏÊÓÆµAPP study quantifies the expected impa...

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Woman sitting and looking at a tablet
Research and White Papers October 2025
Behavioral Evolution of Cancer Codes: What it means for insurance
This article, from Ë¿¹ÏÊÓÆµAPP's Read More
Looking under a microscope
Research and White Papers October 2025
Health Technologies: The potential to innovate insurance delivery and reach
This article, from Ë¿¹ÏÊÓÆµAPP’s Read More
Digital pill
Research and White Papers October 2025
Ë¿¹ÏÊÓÆµAPP Brief: Insurance and the AI Revolution in Drug Manufacturing

This article, from Ë¿¹ÏÊÓÆµAPP's

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Using a phone to take an image of a wound on an arm
Research and White Papers October 2025
Ë¿¹ÏÊÓÆµAPP Brief: AI Breakthrough – First autonomous diagnostic tool

In this article from Ë¿¹ÏÊÓÆµAPP’s

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A father and son fishing on a dock
Publications October 2025
ReFlections: Volume 66, October 2025

Explore in-depth articles on important medical topics and stay up to date on a range of hot-button issues impacting life and health insurers, from the reclassification of several oncology codes to the use of AI with drug manufacturing.

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Taylor Pickett Quick Takes Logo
Videos October 2025
Video: Uncovering Undisclosed Tobacco Use

Ë¿¹ÏÊÓÆµAPP studies reveal how insurers can leverage behavioral science and digital evidence to detect undisclosed tobacco use in accelerated underwriting.

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Family in the kitchen looking at a tablet
Articles October 2025
Life Insurance Coverage Gap in Canada Offers Industry-Wide Opportunity
The article, originally published in , highlights how the widespread gap in life insurance coverage acro... Read More
People in a conference room
Publications October 2025
Product Trends Around the World: 2025 Q3

Ë¿¹ÏÊÓÆµAPP monitors global life and health insurance product launches every quarter, across product types, distribution approaches, and value-added services. Find a roadmap for navigating today’s product landscape in Product Trends Around the World.

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Three medical professionals review a brain scan
Articles October 2025
Select, Detect, Protect: How insurers can navigate the med tech world

The vast array of medical technology solutions for life and health insurance makes thorough evaluation and selection a daunting task. Discover how a structured framework can help insurers navigate a crowded med tech marketplace and identify solutions that align with ...

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A man reading two different reports.
Articles October 2025
Proper Pairing Maximizes Effectiveness of Digital Underwriting Evidence

A new Ë¿¹ÏÊÓÆµAPP study demonstrates differing mortality insights from LabPiQture and medical claims depending on which medical conditions are present. This provides further evidence that these two underwriting evidences are complementary in mortality risk assessment.

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