South Africa and Southern Africa

Ë¿¹ÏÊÓÆµAPP Americas Reinsurance Company, Ltd.,
South Africa Branch                                                                            

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South Africa¡¯s only dedicated life reinsurer.

 

Contact Us

We are the only dedicated life reinsurer in the South African market, and for the 15th consecutive year, insurers across the country rated us #1 on NMG Consulting¡¯s All Respondents Business Capability Index. Since entering the market in 1997, we¡¯ve grown into one of the largest life reinsurers in South Africa, consistently known for our thought leadership, innovation and agility in building unique solutions for our clients. 

Our focus here mirrors Ë¿¹ÏÊÓÆµAPP¡¯s worldwide purpose: mastering the human element in risk. We¡¯re building next-generation products that are helping shape the future of risk management across the continent rather than merely participate in it.

Our leadership

Michael Porter
Michael Porter

Chief Executive Officer and Branch Representative
Ë¿¹ÏÊÓÆµAPP South Africa

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Meet the team

Whether you want to bring a new product to market, improve the performance of an existing product, or better manage your risk and capital through financial solutions, Ë¿¹ÏÊÓÆµAPP is your partner.


Talk to Us

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Our locations

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Cape Town Office
Ë¿¹ÏÊÓÆµAPP Americas Reinsurance Company, Ltd., South Africa Branch

7th Floor, The Terraces,
Black River Park
2 Fir Street 
Observatory, 7925
Cape Town, South Africa

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Johannesburg Office
Ë¿¹ÏÊÓÆµAPP Americas Reinsurance Company, Ltd., South Africa Branch

1st Floor, 55 Eastwood Rd, 
Oxford Parks
Dunkeld, Johannesburg 2196
Johannesburg, South Africa

T 27.11.484.0577

What we do

 

Ë¿¹ÏÊÓÆµAPP has one of the most experienced underwriting teams across multiple product lines. The company is the worldwide leader in facultative underwriting, having received more than 8 million cases since 1979.

  • Ë¿¹ÏÊÓÆµAPP offers the highly regarded Global Underwriting Manual, an Internet-based underwriting manual updated regularly based on the latest research.
  • Ë¿¹ÏÊÓÆµAPP¡¯s South African team consists of consultant doctors dedicated to the region. They have many years of experience and contribute significant underwriting and research capabilities and are supported by a global network of consultant doctors.
  • Ë¿¹ÏÊÓÆµAPP also provides in-depth audits to enable clients to compare underwriting processes and standards with peers throughout the industry.

 

Learn More

 

The Ë¿¹ÏÊÓÆµAPP claims team have extensive experience in the assessment and management of all types of claims across fully underwritten and simplified issue portfolios. They work closely with the doctors and with Ë¿¹ÏÊÓÆµAPP¡¯s legal team to make accurate and timely claim decisions. Ë¿¹ÏÊÓÆµAPP offers various claim value-added services, including comprehensive audits, to empower and elevate clients claims teams.

The South Africa office plays an important role in advancing innovation in life insurance, working closely with clients to explore and apply new ideas where they support clear business outcomes. We bring practical experience in digital and engagement-led solutions, helping insurers enhance customer journeys and product performance. Recent work has included smartphone-enabled journeys, wellness-based engagement approaches, and digital-first life insurance propositions developed in collaboration with clients and partners.

 

At Ë¿¹ÏÊÓÆµAPP, we believe in the power of shared knowledge. We do this through various means such as:

  • Our claims Pathfinder learning modules ¨C contained in the Global Claims Manual
  • Our online claims.net, Underwriting Hub and CMO masterclass sessions where industry experts and medical specialists share their knowledge
  • Our mental health champions program where assessors are empowered with knowledge to help them manage mental health claims more effectively
  • Our Learning Gateway which contains valuable content from many different disciplines
  • Our webinars where subject matter experts share insights and learnings
  • Our bespoke training

 

Related links

Explore more of how Ë¿¹ÏÊÓÆµAPP supports the South African market, from underwriting and recognition to learning and careers.

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Explore Our Solution Finder

Better manage your risk and capital. Ë¿¹ÏÊÓÆµAPP is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. Ë¿¹ÏÊÓÆµAPP is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus. 

Explore Products and Services

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Ë¿¹ÏÊÓÆµAPP's Knowledge Center

Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer. 

 

Curious? Explore with Ë¿¹ÏÊÓÆµAPP

 

Our Experts Can Help

Clients consistently rank Ë¿¹ÏÊÓÆµAPP as the market leader in regional surveys. In 2024, Ë¿¹ÏÊÓÆµAPP was rated #1 for the 14th consecutive year on NMG Consulting¡¯s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let's have a conversation. 

Contact Us     

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Solutions Around the Globe

Multinational life and health insurers must grow in markets that are increasingly complex. Ë¿¹ÏÊÓÆµAPP¡¯s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

Discover a World of Insight