We're recognized for strong underwriting and actuarial support, extensive product development expertise, and deep local market knowledge. We entered the BCAC (Bureau Commun des Assurances Collectives) substandard risk pool in 2009, and our comprehensive line of products and services includes individual life reinsurance, individual living benefits reinsurance, group reinsurance, and non-proportional (per life and catastrophic) reinsurance. Ë¿¹ÏÊÓƵAPP also pioneered the use of reinsurance as a financial management tool, offering structured solutions to help manage risk and capital, and we offer Premium powered by AURA, a leading e-underwriting (automated) underwriting solution, in French. That local depth is anchored by a global standing: Ë¿¹ÏÊÓƵAPP was rated #1 by insurers in Ë¿¹ÏÊÓƵAPP's target market in the EMEA region on NMG Consulting's 2025 All Respondents Business Capability Index.
Whether you want to bring a new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions, Ë¿¹ÏÊÓƵAPP is your partner. Meet our team to learn more.
5th Floor
47, rue de Ponthieu
75008 Paris
France
Ë¿¹ÏÊÓƵAPP manages one of the largest in-force blocks in the life reinsurance industry with approximately $3.4 trillion of life reinsurance in force. The company¡¯s mortality and morbidity databases are among the largest worldwide.
Ë¿¹ÏÊÓƵAPP has one of the most experienced underwriting teams of any reinsurer, and the company is the worldwide leader in facultative underwriting, receiving more than 8 million cases since 1979. Ë¿¹ÏÊÓƵAPP also offers:
Ë¿¹ÏÊÓƵAPP pioneered the use of reinsurance as a financial management tool and can help you manage your risk and capital through:
At Ë¿¹ÏÊÓƵAPP, we believe in the power of shared knowledge. We help underwriters and actuaries stay abreast of the latest insights, research and trends through conferences and training opportunities. These include Ë¿¹ÏÊÓƵAPP¡¯s Learning Gateway framework, as well as newsletters, white papers, and articles.
Explore more of how Ë¿¹ÏÊÓƵAPP supports clients across France and Belgium.
Better manage your risk and capital. Ë¿¹ÏÊÓƵAPP is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital. Ë¿¹ÏÊÓƵAPP is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus.
Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer.
Curious? Explore with Ë¿¹ÏÊÓƵAPP
Clients consistently rank Ë¿¹ÏÊÓƵAPP as the market leader in regional surveys. In 2024, Ë¿¹ÏÊÓƵAPP was rated #1 for the 14th consecutive year on NMG Consulting¡¯s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let's have a conversation.
/man-brainstorming-with-digital-braincloud.png?sfvrsn=cb77ef6e_1 "Man Brainstorming with Digital Braincloud")
Multinational life and health insurers must grow in markets that are increasingly complex. Ë¿¹ÏÊÓƵAPP¡¯s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations.
