Hong Kong

Ë¿¹ÏÊÓÆµAPP
Hong Kong Branch

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Superior service, strong local market knowledge, and a bold pricing strategy have made Ë¿¹ÏÊÓÆµAPP one of the most successful reinsurers in Hong Kong. 

Ë¿¹ÏÊÓÆµAPP was ranked #1 by ceding companies on NMG Consulting’s Global All Respondents Business Capability Index (BCI), making 2022 the 12th consecutive year at #1. The BCI from NMG Consulting's Global Life & Health Reinsurance Study is a composite index that measures satisfaction with reinsurers’ performance across multiple areas.  Ë¿¹ÏÊÓÆµAPP was also recognized by Asia Insurance Review as the "Life Reinsurer of the Year" at the 2017, 2018, 2019 and 2021 Asia Insurance Industry Awards.

This recognition is the result of a strong focus on client success and satisfaction. The Hong Kong team works closely with every client, sharing global insight and expertise to help create products and manage risks and capital more efficiently. We understand the insurer’s perspective better and, thus, can provide more effective solutions.

Office Leadership

Carmony Wong
Carmony Wong

Senior Vice President
Southeast Asia Markets &
Chief Executive Officer, Hong Kong

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A group of colleagues at Ë¿¹ÏÊÓÆµAPP's Asia Pacific Headquarters in Hong Kong review results on an ipad

Meet the Team

Whether you want to bring a new product to market, improve the performance of an existing product or better manage your risk and capital through financial solutions, Ë¿¹ÏÊÓÆµAPP is your partner. Meet our team to learn more.

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Location

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Ë¿¹ÏÊÓÆµAPP
Hong Kong Branch

29th Floor Dorset House
Taikoo Place
979 King's Road
Hong Kong

T 852.2511.8688

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Ë¿¹ÏÊÓÆµAPP is well regarded for product development, with a proven track record in partnering with insurers to launch first-in-market products and benefits to meet consumer needs.  We assist clients in developing product benefits with associated pricing as well as underwriting and claims guidelines. With Ë¿¹ÏÊÓÆµAPP’s global mortality and morbidity expertise, we can guide you through virtually every aspect of the product development cycle. 

Ë¿¹ÏÊÓÆµAPP also offers expertise in:

• Market entry strategy
• Experience analysis
• Distribution expertise, including Bancassurance
• Voice-of-the-customer (VOC) consulting
• Competitive benchmarking

Ë¿¹ÏÊÓÆµAPP is the worldwide leader in facultative underwriting, receiving more than 8 million cases since 1979. Clients can rely on Ë¿¹ÏÊÓÆµAPP Hong Kong facultative underwriters to offer sound decisions, quick turnaround times, and pragmatic solutions. 

Ë¿¹ÏÊÓÆµAPP also offers our clients the following:

  • Global Underwriting Manual: Clients can access GUM, an Internet-based underwriting manual that is updated regularly based on the latest research.
  • Benchmarking: These studies enable clients to compare their underwriting teams with peers throughout the industry.
  • Knowledge Sharing: We offer Learning Gateway, a proven risk management training program that can be tailored for underwriting, claims and related personnel at all experience levels.
  • Technology: We offer assisted underwriting solutions powered by Ë¿¹ÏÊÓÆµAPP's underwriting and analytics expertise allowing clients to realize the significant benefits of fast, flexible, and reliable automated underwriting solutions.

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Ë¿¹ÏÊÓÆµAPP pioneered the use of reinsurance as a financial management tool and have a team of highly experienced industry professionals that can provide clients with capital-motivated, longevity and asset-intensive reinsurance solutions. Ë¿¹ÏÊÓÆµAPP understands that each client has specific capital needs based on its unique group setup and structure, and every solution is highly tailored to help clients achieve their financial objectives including optimization of returns on regulatory capital, relief of surplus capital, mitigation of market risks, biometric risks and / or policyholder behavior risks.

Growing awareness, rising Asian wealth, and expanding private bank distribution networks have attracted many companies to the High Net Worth (HNW) opportunity. We have been in this market since 2003 and Ë¿¹ÏÊÓÆµAPP is considered a leading HNW reinsurer with over 30 years of experience in the HNW market.  In addition to providing strong product development support, we offer exceptional underwriting service:

  • Facultative underwriting service
  • Training and education services
  • Access to Ë¿¹ÏÊÓÆµAPP’s Global Underwriting Manual (GUM)
  • Audit services
  • Overflow support
  • Learning Gateway with case studies, training in product concepts and underwriting knowledge for distribution channels
  • Underwriting guideline development and updates
  • Access to knowledgeable Chief Medical Officers, Underwriters and Claims resources

 

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Explore Our Solution Finder


Ë¿¹ÏÊÓÆµAPP is a global industry leader specializing in life and health reinsurance and financial solutions that help clients effectively manage risk and optimize capital.

Ë¿¹ÏÊÓÆµAPP is widely recognized for superior risk management and underwriting expertise, innovative product design, and dedicated client focus. 


Explore Products and Services

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Explore Ë¿¹ÏÊÓÆµAPP's Knowledge Center

Looking for insight? Ë¿¹ÏÊÓÆµAPP has ranked #1 in thought leadership and knowledge for seven consecutive years in NMG Consulting's Global Life & Health Reinsurance Study. Explore our extensive collection of articles, white papers, and videos to gain fresh perspectives on risk assessment and risk transfer, including specialized publications.    


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Our Experts Can Help

We are eager to engage with clients to address the industry’s most pressing challenges together. In 2024, Ë¿¹ÏÊÓÆµAPP was rated #1 for the 14th consecutive year on NMG Consulting’s Global All Respondents Business Capability Index, based on feedback from life and health insurance companies worldwide. Curious? Let’s talk. 


Contact Us     

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Solutions Around the Globe

Multinational life and health insurers must grow in markets that are increasingly complex. Ë¿¹ÏÊÓÆµAPP’s Global Accounts augments our local expertise with a global view and a central point of contact. We deliver specialized expertise, deep industry knowledge, and insight into the most disruptive innovations. 

Discover a World of Insight